How much you can safely spend every year — and exactly what the IRS takes — solved across your portfolio, real estate, and five-entity tax picture. Not a projection. A number.
Accounts that sync themselves. No spreadsheets, no manual entry.
I'm a Chief Financial Officer managing five legal entities, commercial real estate, a dozen brokerage and bank accounts, and a tax picture no consumer app understood. I got tired of paying $5,000+/year for software that couldn't model a 1031 exchange, passive-loss carryforwards, or the Social Security tax torpedo. So I built the tool I needed — and now you can use it too.
— Mark, founder of ClearAxis CFO
Two real optimizer runs on the same wealth. The only thing that changes is one question — do you want to leave an estate, or spend it all down? Watch the number, the fan chart, and the legacy move.
Most tools show you a projection. ClearAxis CFO tells you how much you can actually spend — and exactly what the IRS takes.
The safe annual spend, solved — not guessed. Go-go / slow-go / no-go smile curve with an LTC overlay, run against 10,000 Monte Carlo paths.
Watch every dollar flow from income through federal + CA brackets, IRMAA, and RMDs. See the tax you'll actually pay — and how to shrink it.
Connect most major banks and brokerages — balances and holdings sync automatically. No spreadsheets, no manual entry — ever.
Cash flow, IRR, DSCR, cap rate, 1031 exchanges, PAL carryforward — residential and commercial.
Roth conversion optimizer, IRMAA cliff detection, SS tax-torpedo analysis, three-bucket withdrawal sequencing.
Ask anything across every account, scenario, and tax year. Built on your real numbers — math stays in Python, never guessed.
| Capability | ClearAxis CFO | Projection tools | Spreadsheet + Advisor |
|---|---|---|---|
| Linked accounts (auto-sync) | ✓ | ✗ manual entry | ✗ |
| Spending Optimizer (smile curve) | ✓ | ✗ | ✗ |
| Tax Sankey + bracket modeling | ✓ | partial | ✗ |
| 1031 / PAL | ✓ | ✗ | advisor only |
| Monte Carlo (historical bootstrap) | ✓ | ✓ | ✗ |
| Annual cost | $199–$1,499 | $100–250 | $5,000–$30,000 |
Founding members lock 40% off for life — only 50 seats.
vs. a 1%-AUM advisor on $2.5M = $25,000/yr. Family Office is a rounding error.
Reserve your founding seat now. Lock 40% off for life, get access when we open Oct 1, and help shape the roadmap.